HOW WE DO IT

BEGIN WITH OBTAINING A CREDIT REPORT

STEP ONE

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use a monitoring service to pull all three of your credit reports this allows us to create a Credit Profile for you with ease, it is usually a $1.00 fee for a 7 day trial. They also offer several additional features if you stay on with their membership (Optional). You may receive your report for free (Please see our blogs for details) otherwise we will direct you to our recommended monitoring services.  

STEP TWO

Next we will provide you with a deep credit analysis after reviewing your credit report and spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. , We give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish.

STEP THREE

We load all of the inaccurate, misleading and unverifiable information into your file and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates (you will also receive a copy of all documents that we send out on your behalf). You can track your credit repair progress using your personal online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit get the financial freedom they deserve.

STEP FOUR

Lastly, the updated credit reports come back from the furnishers, we will analyze the updates for any change to the inaccurate, misleading, and unverifiable information. If there are changes, we will update your file. If the item comes back verified with no change, we will then follow up with the credit bureaus or the furnishers to try to get a resolution on why the inaccurate information is still on the credit report.


WHAT IS INCLUDED IN THE SERVICE 


Fixing your credit is our goal. We will work hard to correct, update, or remove the following inaccurate, misleading, and unverifiable items listed below:

  • Late pays
  • Tax liens
  • Inquiries
  • Short sales 
  • Identity Theft
  • Charge-offs
  • Account sold
  • Authorized users
  • Bankruptcies
  • Outdated
  • Medical bills
  • Repossessions
  • Foreclosures
  • Duplicates
  • Child support
  • Collection accounts and more...

START TODAY!

Let us help you remove the Erroneous, Inaccurate and Obsolete items on your credit report, build new credit history, learn the secrets to a perfect credit score & how you can get approved for new homes, cars, business loans and more!